Financing your way to business success

Same-day Approval

Our same-day approval process means that you can get approved the same day you apply, and receive the cash in under 24 hours.

Fast Finance

Fast Finance It doesn't get much quicker than an application process that can be completed in minutes and funding available within one day.

Flexible Credit Criteria

Some lenders make business owners jump through hoops to get a loan. We make it easy to get the finance you need (without the hoops).

Secured & Unsecured Business Loans for a Range of Business Purposes

Purchase Equipment

Upgrading business equipment and assets can help improve the quality of your business offering and increase your output. With increased capacity and a higher quality offering, your business is on the fast track to growth and success. Our secured business loan solutions help you afford the business assets you need to drive success.

Purchase Equipment
Research and Development

Research and Development

For many industries, R&D is the cornerstone of getting ahead of competitors. Innovation through R&D can help to significantly improve a business and its offering. If you’re looking at undertaking research and development, a secured or unsecured loan could be the answer to your R&D capital requirements.

Business Cars and Vehicles

Need a tax-effective and cash-flow-friendly way of purchasing a new or used business vehicle? Whether you need a car, van, truck, tractor, forklift, or any other kind of vehicle, a secured loan can help you purchase the vehicle you need. If cash flow is a concern, it’s possible to incorporate a balloon payment for cash flow friendly repayments.

unsecured loans

Consolidate Debt

If you’ve found yourself with a rising amount of debt across various platforms, a business loan might be able to help. Consolidating your existing business debt into one loan product can help to reduce interest rates, loan repayments and stress. A business loan may make keeping on top of debt much easier to manage.

Why Dark Horse Financial?

At Dark Horse Financial, we are experts in commercial finance and business. Our client-for-life approach means that our relationship doesn’t end once your loan is written. We’re with you for the long haul and are committed to seeing you succeed.

We don’t just provide business loans, we take the time to fully understand your business, the industry, and your goals. With a deep understanding of your business needs, we tailor a finance strategy to maximise success.

With the economic uncertainty facing many businesses, it’s not uncommon for things to go very wrong financially. We utilise our professional network and finance expertise to help businesses back from the brink of insolvency.

Whether your business is struggling to find its feet financially or looking for capital to take on growth opportunities, we’re here to help.

Client For Life Approch

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0439 062 771

Full Doc and Low Doc Solutions

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0439 062 771

Cash Flow Lending To Suit Your Needs

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0439 062 771

Funding for ATO Tax Debts

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0439 062 771


Unsecured loans are given to a business without any assets used as collateral. With secured loans, the lender has the legal right to repossess the security asset if the borrower does not repay the loan amount. For this reason, an unsecured business loan is considered to be riskier from the lender’s point of view. This extra level of risk is factored into the interest rate.

If you have no assets to offer as security, or you’d rather not offer particular assets (such as residential property), unsecured business finance may be appropriate. However, if you’re looking for a lower interest rate, a secured loan will generally be the cheaper option.

We work with many large and small businesses with a less than perfect credit rating. We specialise in finding business finance solutions for businesses where others can’t, so a bad credit score is certainly not a barrier. Creating the right finance strategy can help get your business’s financial health back on track.

Our finance solutions range in size from small business loans right up to millions of dollars. The amount you are approved for will depend on the purpose of the loan and serviceability. If your business cash flow isn’t sufficient to keep on top of your small business loan repayment schedule, you’re going to end up with some issues. So we help structure your loans so your borrowing power is maximised, but affordability is maintained.